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FX Cashback Scheme

Your FX spend.
Rewarded.

Every currency conversion you make with Reciprocal earns you cashback, redeemable on 150+ major UK brands. From flights to fashion, dining to entertainment.

Convert Currency

GBP → USD

01

Earn Cashback

£325

02

Redeem Anywhere

150+ brands

03

How it works

Three simple steps

Account Setup

01

Open an FX account

Free to open, zero pressure to use, and most clients are approved within five business days. Getting started couldn't be simpler.

< 5 days

typical approval

FX Conversion

02

Start making payments

Every currency exchange earns you digital cashback, which is totalled and paid out each quarter. Rewards for payments you were already making.

£325

per £1M converted

Rewards

03

Redeem at 150+ major brands

Access our reward dashboard, choose a brand, and instantly redeem your balance for an e-gift card. From travel to entertainment, food to fashion and everything in between.

150+

partner brands

Calculator

How much could you earn?

Enter your estimated annual FX turnover to see your potential cashback earnings. You earn £325 per £1,000,000 converted, with no cap.

£500,000 annual FX£163 cashback
£1,000,000 annual FX£325 cashback
£5,000,000 annual FX£1,625 cashback
£10,000,000 annual FX£3,250 cashback
£

Annual Cashback

£0

Adidas
Airbnb
Amazon
Nike
Hotels.com
Currys
Deliveroo
Just Eat
Tesco
Sainsbury's
Adidas
Airbnb
Amazon
Nike
Hotels.com
Currys
Deliveroo
Just Eat
Tesco
Sainsbury's
M&S
Waitrose
Selfridges
Spa Breaks
IKEA
Airline Gift
Eurostar
Hotels.com 2
Royal Caribbean
Tastecard
M&S
Waitrose
Selfridges
Spa Breaks
IKEA
Airline Gift
Eurostar
Hotels.com 2
Royal Caribbean
Tastecard

Redeem anywhere

150+ brands across every category

Here are some of our most popular brands by category.

Flights & Travel

Click to explore

Shopping

Click to explore

Dining & Food

Click to explore

Groceries

Click to explore

Entertainment

Click to explore

Cruises

Click to explore

Clothing

Click to explore

Gifts & More

Click to explore

The Reward Platform

A snapshot of our reward platform

Browse and redeem your balance across 150+ brands.

Reward platform

FAQs

Common questions

Ready to start earning?

Get in touch today and our team will walk you through the cashback scheme and get you set up.

Reciprocal

We're a multi-award-winning financial services brokerage providing FX international payment solutions for businesses, charities, and individuals. Our clients earn cashback on every currency exchange through our unique reward scheme. We also offer a range of working capital solutions to help businesses access the funding they need to grow.

info@reciprocalpayments.com

+44 (0) 20 3026 2414

Solutions

Company

Resources

Reciprocal Payments Limited. Company registered in England and Wales No. 15217588. 124 City Road, London, EC1V 2NX

Payment services are FCA-Regulated and provided by Equals Money PLC, registered in England and Wales (no. 05539698). Registered Office: Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money PLC is authorised by the Financial Conduct Authority to provide payment services (FRN: 488396).

Foreign Exchange and Payment Services for customers introduced by Reciprocal to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951

Reciprocal is registered with the Information Commissioner's Office (ICO) for data protection purposes. Registration No. ZB693633

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