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FX & International Payments

Global payments, made simple.

Send money to 150+ destinations in 50+ currencies, with competitive rates, fast speeds, and a dedicated team behind every transaction.

50+

Currencies supported

150+

Destinations worldwide

Same day

Payment speeds

FCA

Regulated services

What we offer

Everything you need for international payments.

Fast Payment Speeds

We offer same-day and next-day international transfers across most currency corridors. Whether you need to pay a supplier urgently or settle a time-sensitive invoice, your payments move when your business demands it, not on the bank's schedule.

Highly Competitive Rates

We provide access to institutional-level exchange rates, helping businesses achieve more competitive pricing on international payments.

Online Self-Service Platform

Our intuitive online platform gives you full control over your international payments. Book transfers, track their status in real time, manage beneficiaries, and view your full transaction history, all from one secure dashboard, 24/7.

Dedicated Account Manager

Every client gets a named account manager who understands your business and your payment needs. Whether you have a question, need a rate, or want advice on timing a large transfer, your account manager is a phone call or email away.

Currencies

Send up to 55 different currencies.

Send across all major and emerging market currencies.

🇦🇪AED🇦🇺AUD🇧🇧BBD🇧🇩BDT🇧🇬BGN🇧🇭BHD🇧🇷BRL🇧🇼BWP🇨🇦CAD🇨🇭CHF🇨🇳CNY🇨🇿CZK🇩🇰DKK🇪🇬EGP🇪🇹ETB🇪🇺EUR🇬🇧GBP🇬🇭GHS🇬🇲GMD🇭🇰HKD🇭🇺HUF🇮🇱ILS🇮🇳INR🇯🇴JOD🇯🇵JPY🇰🇪KES🇰🇼KWD🇱🇰LKR🇲🇦MAD🇲🇺MUR🇲🇼MWK🇲🇽MXN🇲🇿MZN🇳🇦NAD🇳🇬NGN🇳🇴NOK🇳🇵NPR🇳🇿NZD🇴🇲OMR🇵🇱PLN🇶🇦QAR🇷🇼RWF🇸🇦SAR🇸🇪SEK🇸🇬SGD🇸🇱SLE🇹🇭THB🇹🇳TND🇹🇷TRY🇹🇿TZS🇺🇬UGX🇺🇸USD🇨🇲XAF🇸🇳XOF🇿🇦ZAR
Multi-currency account

One account.
30+ currencies.

Receive and hold over 30 currencies in a single account. Pay suppliers and get paid by customers like a local, with no unnecessary conversions eating into your margins.

  • Account details in major markets (USD, EUR, GBP & more)
  • Receive payments without conversion fees
  • Hold balances and convert when the rate is right
  • Pay out in local currency to suppliers worldwide

Supported currencies (selection)

GBP

USD

EUR

AUD

CAD

CHF

JPY

HKD

SGD

NZD

SEK

NOK

DKK

ZAR

AED

SAR

MAD

MUR

MXN

PLN

CZK

HUF

TRY

ILS

THB

OMR

TND

QAR

KWD

BHD

+ many more available on request

Why Reciprocal

A better way to move money internationally.

We work with FCA-authorised payment partners to ensure your money is safe, your rates are sharp, and your payments are processed on time, every time.

  • No hidden fees or markup surprises
  • FCA-regulated payment services
  • Real-time transfer tracking
  • Bulk payment capability
  • Forward contracts & rate hedging
  • Transparent pricing, always

Ready to simplify your international payments?

Speak to our team and get a tailored quote for your business within 24 hours.

Get in touch
Reciprocal

We're a multi-award-winning financial services brokerage providing FX international payment solutions for businesses, charities, and individuals. Our clients earn cashback on every currency exchange through our unique reward scheme. We also offer a range of working capital solutions to help businesses access the funding they need to grow.

info@reciprocalpayments.com

+44 (0) 20 3026 2414

Solutions

Company

Resources

Reciprocal Payments Limited. Company registered in England and Wales No. 15217588. 124 City Road, London, EC1V 2NX

Payment services are FCA-Regulated and provided by Equals Money PLC, registered in England and Wales (no. 05539698). Registered Office: Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money PLC is authorised by the Financial Conduct Authority to provide payment services (FRN: 488396).

Foreign Exchange and Payment Services for customers introduced by Reciprocal to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951

Reciprocal is registered with the Information Commissioner's Office (ICO) for data protection purposes. Registration No. ZB693633

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